Current investment opportunities
You can invest in new projects, or opportunities that have already seen some fantastic returns for my clients, as some investments are ongoing and open to future funding.
Key features:
Student Accommodation Project
Area of large-scale regeneration
Choose from two investment models
Opportunity
An investment opportunity which supports the capital raise for a Student Accommodation project located in Sunderland City Centre. The funds are being used to purchase and develop this former Department of Work & Pension property, excellently located between the two main University Campuses of the University of Sunderland. Phase One will comprise 55 flats and 1 commercial unit.
Background
The University of Sunderland will invest around £100m to undertake a major redevelopment of its St Peter’s campus on the riverside. This investment is a major step-change in the University’s ambitions, building on the £75m already invested on facilities in the last five years.
Sunderland City Council is implementing a bold programme of regeneration across the city. It will create a new library and student centre and International Business School. This will be followed by investment in education and research facilities, in the key growth areas of computer science and engineering, as part of the University’s commitment to further its work in STEM (science, technology, engineering, and mathematics).
60-66 John Street, SR1 1QD
The project is launching at a very exciting time for the city as the University of Sunderland has recently announced its plans to invest £250m over the next 10 years to transform the facilities enjoyed by students at its campuses in both Sunderland and London.
In addition to this, the city is also receiving funding for regeneration projects around the riverside areas.
The property is conveniently located in the city centre of Sunderland at 60-66 John Street, SR1 1QD. The area is known as Sunniside, and is ideal for students at the university, John Street has an array of shops, bars, restaurants, and transport links on its doorstep.
Investment models
Phase One - £3.5m in total is required, with a project GDV of £5m (Total GDV of £7.5m over Phases One and Two).
Phase One offers an 18-month investment term (with potential 3-month extension) with a 12% per annum return (18% over 18 months).
Choose from two investment models:
Option One: Income – 12% per annum, 3% paid quarterly (equal to 18% over 18 months).
Option Two: Growth – 12% per annum, with 20% paid on redemption (equal to 18% over 18 months + 2% bonus).
Security on investment
Security is held in the form of a debenture over the SPV Company and its assets. The Company is then providing the Security Trustee a first legal charge to provide further comfort for investors.
Project Status
The purchase has been agreed, contracts have been exchanged and a deposit has been paid. Planning permission has been granted through permitted development rights and development is well underway.
Key features:
Student Accommodation Project
Area of large-scale regeneration
Choose from two investment models
Opportunity
An investment opportunity which supports the capital raise for a Student Accommodation project located in Sunderland City Centre. The funds are being used to purchase and develop this former Department of Work & Pension property, excellently located between the two main University Campuses of the University of Sunderland. Phase Two will comprise 30 flats and 1 existing commercial unit.
Background
The University of Sunderland will invest around £100m to undertake a major redevelopment of its St Peter’s campus on the riverside. This investment is a major step-change in the University’s ambitions, building on the £75m already invested on facilities in the last five years.
Sunderland City Council is implementing a bold programme of regeneration across the city. It will create a new library and student centre and International Business School. This will be followed by investment in education and research facilities, in the key growth areas of computer science and engineering, as part of the University’s commitment to further its work in STEM (science, technology, engineering, and mathematics).
60-66 John Street, SR1 1QD
The project is launching at a very exciting time for the city as the University of Sunderland has recently announced its plans to invest £250m over the next 10 years to transform the facilities enjoyed by students at its campuses in both Sunderland and London.
In addition to this, the city is also receiving funding for regeneration projects around the riverside areas.
The property is conveniently located in the city centre of Sunderland at 60-66 John Street, SR1 1QD. The area is known as Sunniside, and is ideal for students at the university, John Street has an array of shops, bars, restaurants, and transport links on its doorstep.
Investment models
Phase Two - £1.5m in total is required, with a project GDV of £2.5m (Total GDV of £7.5m over Phases One and Two).
This is an 12-month investment term (with potential 3-month extension) with a 12% per annum return (12% over 12 months).
Choose from two investment models:
Option One: Income – 12% per annum, 3% paid quarterly (equal to 12% over 12 months).
Option Two: Growth (Investment over £100k) – 12% per annum, 1% paid monthly (equal to 12% over 12 months).
Security on investment
Security is held in the form of a debenture over the SPV Company and its assets. The Company is then providing the Security Trustee a first legal charge to provide further comfort for investors.
Project Status
The purchase has been agreed, contracts have been exchanged and a deposit has been paid. Planning permission has been granted through permitted development rights. Phase One development is well underway, Phase Two will commence one Phase One is completed.
Key features:
Landmark Hotel Project
Area of large-scale regeneration
Choose from two investment terms and models
Opportunity
An investment opportunity to support the conversion of a Grade 2 Listed Building into 31 serviced apartments with a gym in the basement. The project will be operated under the Best Western Hotels Group brand, “@Home by BHW”. This will be Best Western Hotels’ first “Home by BWH” development in Europe, marking their entry into the lucrative short stay serviced accommodation market.
Background
The Company has been working closely with Best Western Group over the past couple of years and has forged an excellent relationship with them and is delighted to be chosen as their brand partner, offering investors an attractive and secure return. The Company has recognised that Middlesbrough is lacking quality accommodation for both leisure and business visitors to the area. With the commencement of other new development projects planned for the town in the coming months, the Company intends to accommodate for a further influx of visitors.
Deltic House, Middlesborough
The building is excellently located in the heart of Middlesbrough town centre on Zetland Road, also known as the Historic Quarter. Deltic House is situated immediately in front of the entrance to Middlesbrough Railway Station, and a 10 minutes’ walk from the University. The Historic Quarter is a Middlesbrough High Street Heritage Action Zone (HSHAZ), which is part 4 of a national programme aiming to transform and breathe new life into the historic high street, making this an even more attractive opportunity. Funded by Historic England and Middlesbrough Council, the project aims to make the High Street fit for the future through a programme of improvements designed to reinvigorate the area and attract investment.
Investment models
The developer is seeking to raise funds of £2.8million. The total expected GDV (at the end of 24 months) will be £4.2m and a project GDV upon completion of £4.5m.
Once stabilised, the project GDV will be circa £6m.
There are two investment terms of 18 months or 24 months, both offering income or growth models. The minimum investment is £25,000.
Choose from two investment terms and models:
Term: 18 Months
Option One: Income – 6% paid bi-annually (equal to 18% over 18 months).
Option Two: Growth – 22% paid on redemption.
Term: 24 Months
Option One: Income – 6.5% paid bi-annually (equal to 26% over 24 months).
Option Two: Growth – 30% paid on redemption.
Security on investment
Security is held in the form of a debenture over the SPV Company, S2 Deltic Limited, and the Development Group’s assets, held by the Security Trustee. A first legal charge is held by the Trustee providing further comfort for investors.
Project Status
The purchase was completed in 2023, and works are well underway. We have recently cured the necessary nutrient credits required to offset pollution which is a mandatory requirement.
Key features:
Whisky recognised as a safe and secure way to gain capital
Global market worth £73 billion by 2025
Exempt from VAT, Excise and Capital Gains Tax
Could also be a Potentially Exempt Transfer (PET) from Inheritance Tax
Opportunity
Whisky is in high demand on a global scale. As an investment, cask whisky is a physical commodity that offers strong mid-term gains with rare tax benefits, such as exemption from Capital Gains Tax, VAT and excise when stored in a bonded warehouse. As the whisky matures and its flavour profile builds over time, so too does its value – offering you tax-free, dependable returns.
Background
In a time where savings accounts offer little interest, and the cost-of-living crisis is set to stretch even the most well-laid pension plans, the opportunity to gain capital without the heavy tax implications is attractive.
This opportunity was introduced to me by an accountant partner as an investment with excellent tax efficiency.
Why invest in whisky?
The quality of the spirit and its scarcity are key factors that affect the value of whisky. In April 2022, a Macallan cask sold for £1m following its purchase for £5,000 in 1988. This was a huge gain that came tax-free.
Cask wholesale prices are continuing to rise quickly and steadily. The wholesale costs of Tullibardine whisky casks rose by 28.7% from January 2022 to January 2023, while Noble & Co have shown rare whisky increased by 23% compared to the same period the year before.
Whisky is the best performing asset of the past decade, and is one of a few tangible assets with a very lucrative future
Whisky is resilient. It’s experienced higher growth than many other luxury assets in the past decade, with bottles of rare whisky increasing in value by 564%. While mainstream investment channels such as the FTSE, Bitcoin and property are volatile over time, whisky is a great deal more stable
It’s growing in popularity worldwide, particularly with those looking to explore high-performing alternative assets
Aged whiskies from reputable distilleries appreciate significantly during times of financial uncertainty
Scotch whisky annually contributes £5.5 billion in gross value added (GVA) to the UK economy, and as a physical commodity that takes years to mature, it’s a highly attractive medium-term investment
There are valuable and rare tax advantages associated with investing in whisky. If a cask is stored in a government-approved bonded warehouse, you can buy and sell a whisky cask exempt from VAT, Excise and Capital Gains Tax, enabling you to make a higher margin on your profits
As a medium to long-term investment, it’s a Potentially Exempt Transfer (PET) from inheritance tax (IHT), with many people gifting a cask to children or grandchildren. After seven years the gift is safe from IHT (presuming the giver is still living) and future proceeds can potentially be put to good use
As a ‘wasting asset’, whisky casks are not subject to Capital Gains Tax. A ‘wasting asset’ is an item with a predictable lifespan of less than or up to 50 years. Whisky is such an item because the wooden casks that store it are naturally porous and allow a very small amount of alcohol to evaporate each year.
The maturation of each batch is an essential part of the whisky making process, with many casks developing over decades to achieve the full flavour that whisky enthusiasts enjoy. Once safe in its cask, whisky leaves the distillery to begin its life in the warehouse.
Investment method
I liaise and purchase directly from distilleries where whisky is offered as an investment to help support production. These wholesale prices are offered directly to my clients. This means that your investment has the maximum opportunity of future growth. I quote conservative growth predictions of between 10% – 12% a year, but my clients are already experiencing significantly more.
Outcome
Current investors have received a 29% return on investment inside one year. I’ve also experienced a 15% uplift on my casks in a very short space of time.
Going the extra mile
I have studied and completed the requirements to be awarded a certificate in Scotch Whisky from the Edinburgh Whisky Academy.